ALTERNATIVES TO GRAPHCARD: HOW TO RECEIVE YOUR AFFILIATE CHECKS (CHEQUES) IN NIGERIA

ALTERNATIVES TO GRAPHCARD: HOW TO RECEIVE YOUR AFFILIATE CHECKS (CHEQUES) IN NIGERIA

If you're fed up with Graphcard and looking for an alternative means of making payments on the Internet, I'd recommend you get the Zenith MasterCard WebSurfer which you can apply for at any Zenith Bank branch in Nigeria. This payment card is to be used exclusively on the Internet, costs $100 minimum to open, in addition to the $20 annual fee it attracts. It is reloadable but you're charged $5 for each reloading you make. When you apply, activation takes 48 hours or less. You only need to change Naira to Dollars (i.e. $120 or more), take the dollars to any branch of Zenith Bank along with your ID (International Passport or National Driver's License, or even National ID) and a copy of a utility bill like PHCN/NEPA or electricity bills, water bills, etc. Some merchant sites won't accept Zenith MasterCard WebSurfer but so many other merchant sites and other sites will. Zenith MasterCard WebSurfer has a higher success rate for global payment than most other payment cards issued by Nigerian banks, including GTBank Visa Cards.


As for how to collect your Affiliate checks (cheques) here in Nigeria, sign up with any good Virtual Address and Mail Forwarding company. You might want to try any one of these Graphcard alternatives:

MyUS
LondonPresence
Bongous
Shipito
cms2011 US Address

But first of all, I'd recommend you sign up on Clickbank.com (or any other Affiliate website) with an address in any country that Clickbank accepts. Simply go to www.google.com and search for "address of company in UK" to get the addresses you can use. Use one of these addresses to sign up on Clickbank (or the Affiliate Network you want to promote products on) but set your payout threshold to the maximum; to enable you save enough money in earnings to be able to subscribe to a virtual address service. NOTE: it is often better to use a non-U.S. address like a U.K. virtual address for tax exemption. Clickbank limits those using U.S. addresses to earnings of $600 a year. As soon as you make over $600 a year in commissions, you'll be required to present a Tax Payer ID number that is linked to the Payee Name before they can process your payments. That's why it is better to use a non-U.S. address (like a U.K. address) that won't require those necessary verification and validation. With services like Londonpresence.com you'll be able to subscribe to a U.K. virtual address.


As for how to cash your Affiliate checks (cheques). Just open a domiciliary account in any of the banks here in Nigeria like GTBank, Zenith Bank, Ecobank, UBA, First Bank, etc. You can lodge your Affiliate checks/cheques or other foreign cheques into your domiciliary account to cash them out. You only require cash in dollars ($100 or so), a government approved ID (like International Passport, National Driver's License, or National Identity Card) plus a utility bill (electricity, water,etc.) issued not later than the last three months, to open a domiciliary account here in Nigeria.

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